Insurance for your Purchases

Now Offers Free Home & Contents Insurance on all Our Homes*

When you are buying a property you should consider insurance as an essential part of the purchase.
It is prudent to take every precaution to protect your investment from day one.
If you have paid a deposit whilst construction takes place you will likely be responsible for cover during this period as well as hand over. Be sure to check your contract.

There are different levels of cover available to you when buying home insurance but they basically fall into two categories:
Indemnity Policy
This replaces the exact current value of your property at the time of loss.
Obviously since items such as furniture and fittings will have suffered from depreciation since purchase, it is unlikely to cover the cost to replace with new.
Replacement Cover
This reinstates your property to its former condition in the event of partial damage or being destroyed. The cost of such an exercise is often more expensive than the original cost and this is reflected in the policy price.

You will need to consider what if not all of your purchase you decide to cover.
The following insurance covers are available and we can organise excellent quotes on your behalf for all your needs. Descriptions below are designed to give you a brief guide to the various types.

Building Insurance FREE
Covers replacement or cash value (depending on your cover type) and is essential when investing in a property.
Contents Insurance FREE
Covers all furniture, fixtures and fittings. It is usual to provide a list of items in your home and so try to keep all receipts when furnishing you new house.
Burglary Insurance
Covers your valuables that may be present at your home not covered by contents cover as well as damage from break-in.
Moving Insurance
Covers the transit period between shipping/removal and delivery.
Many removal hire companies in Thailand do not include this service so always check.




* Properties with a purchase value exceeding 3 MB Thai Baht